Personal loans
Personal loans, compared across lenders
Check what you qualify for in under a minute. It is free, leaves nothing on your credit file, and checks several lenders at once.
What personal loans are for
Medical expenses
A hospital bill, a procedure, or treatment that cannot wait for savings to catch up.
Weddings and events
A wedding, a family function, or a commitment you made and need to keep.
Education
A course fee, coaching, certification, or any expense that builds earning capacity.
Home repairs
Renovation, plumbing, wiring, or any repair that is cheaper to do now than later.
Debt consolidation
Replace several high-rate balances with one instalment at a potentially lower rate.
Anything unsecured
A personal loan does not require you to pledge an asset. The lender decides based on your profile.
How it works
Answer three questions
Your age, your monthly income, and how much you need. That is enough to check several lenders at once — no documents, no credit check.
Compare real offers
Each lender that would lend, how much, and at what rate. You see the all-in cost on a Key Facts Statement before anything leaves the platform.
Choose your lender
You pick the lender by name and give permission to share your application with them specifically. The lender decides whether to approve.
What you will not see here
We do not advertise a rate or a maximum amount, because those are the lender’s decision and they vary by applicant. A page that says “loans from 10.49%” is describing one lender’s best case for one applicant — not what you will get.
What we can tell you is what you actually qualify for, from every lender on the platform, in one check. The check is free, takes under a minute, and leaves nothing on your credit file.
When you have a real offer, we show you the all-in annual rate including fees and the total you will repay — on a Key Facts Statement you have to read before anything is sent. That is the number to decide on.
Get started
Tell us roughly what you need. This does not create a loan application — it helps you understand the next step.
Common questions
Does checking affect my credit score?
No. The initial check uses only what you tell us. No credit bureau is contacted, so nothing is recorded against you. You can run it as often as you like.
Who decides whether I get a loan?
The lender you choose. We check eligibility rules and show you the offers, but the lender makes the final decision on their own criteria.
What does Har Ghar LMI charge?
Nothing. The lender pays us a commission when a loan we introduced is disbursed. It is not added to your loan, not deducted from what you receive, and does not change your instalment.
Can I see the full cost before I commit?
Yes. Before anything is sent to a lender, you see a Key Facts Statement with the all-in annual rate including fees and the total you will repay. You read it, and then you decide.